Last updated: December 2024
By accessing or using Debtalyst (the "App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.
These Terms apply to all users, including visitors, registered users, and subscribers.
Debtalyst is a personal finance planning application that helps users track debts, incomes, and bills, and generates payoff plans using various strategies. The App provides organizational and planning tools to help you manage your financial information.
The calculations, projections, and estimates provided by the App are based solely on the information you enter and are for informational purposes only. They should not be relied upon as accurate predictions or professional advice.
You are solely responsible for your financial decisions. We strongly recommend consulting with qualified financial, legal, or tax professionals before making any financial decisions.
You agree to:
You are responsible for all activity that occurs under your account.
To use certain features, you must create an account. You must:
We reserve the right to suspend or terminate accounts that violate these Terms.
Debtalyst offers free and premium subscription plans. The free plan provides limited features, while premium plans offer additional capabilities as described in the App.
Premium subscriptions are billed through the Apple App Store or Google Play Store. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period.
You can cancel your subscription at any time through your device's subscription settings (Settings on iOS, Play Store on Android). After cancellation, you'll retain premium access until the end of your current billing period.
Refunds are handled according to the policies of the Apple App Store or Google Play Store. Please contact the respective app store for refund requests.
The App and its original content, features, and functionality are owned by Debtalyst and are protected by copyright, trademark, and other intellectual property laws.
You retain ownership of the data you enter into the App. By using the App, you grant us a license to store and process your data solely to provide our services.
We may suspend or terminate your account if you:
You may delete your account at any time through the Settings menu in the App.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, DEBTALYST AND ITS AFFILIATES SHALL NOT BE LIABLE FOR:
Our total liability shall not exceed the amount you paid for the App in the twelve months preceding the claim.
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the App will be uninterrupted, error-free, or completely secure.
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved through binding arbitration or in courts of competent jurisdiction.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting a notice in the App or sending you an email. Your continued use of the App after changes are posted constitutes acceptance of the modified Terms.